AgedCareActionPlan.au
Free tool · Understanding your bill

What does my aged care statement actually mean?

Aged care statements are confusing — full of terms that nobody explains. This tool translates every line into plain English and tells you what to watch out for.

Get your latest statement out and work through it line by line. This is for the person receiving care, their partner, or a family member helping to manage their care.

Classification budget / Quarterly budget
Care management fee⚠ Watch out
Services delivered / Care services✓ Verify
Your contribution / Participant contribution / Co-contribution
Unspent funds / Carried over / Balanceℹ Note
AT-HM / Assistive technology / Home modifications
Administration fee / Package management fee⚠ Check this
GST⚠ Watch out
Travel / Worker travel fee✓ Verify
Cancellation fee / Late cancellation✓ Verify

Common errors to look for

These are the mistakes that appear most often on aged care statements. Tick each one as you check it against your statement.

Service listed on a day nobody visited

Keep a simple diary — even just a note on your phone — of every visit and who came. If the statement shows a visit that didn't happen, write to your provider immediately with the date and ask for a correction and a credit.

Visit listed as longer than it actually was

If your support worker was there for 45 minutes but the statement shows 1 hour, you may be overpaying. Ask your provider to review the timesheet for that visit.

Care management fee over 10%

Calculate it yourself: divide the care management fee by your total quarterly budget. If the result is over 0.10 (10%), your provider is charging more than they're allowed to. Call them and ask for an immediate correction.

Package management fee after November 2025

If your Support at Home started after 1 November 2025, you should not see a line called 'package management fee'. This fee was abolished under the new program. If it appears, it needs to be removed.

Contributions charged on clinical services

Nursing visits, physiotherapy, occupational therapy, and other clinical services have no participant contribution — the government pays 100%. If you're being charged a contribution on these services, that's an error.

Found an error? Here's what to do

1Write down the specific error — the date, the line item, and what's wrong. Be specific: 'A service is listed on 14 March but nobody visited that day.'
2Contact your provider in writing (email is fine) and ask them to explain the charge and issue a correction if it's wrong. Keep a copy of your message.
3If your provider doesn't respond within 5 business days or refuses to fix a genuine error, contact OPAN (Older Persons Advocacy Network) on 1800 700 600 for free support.
4For repeated billing errors or a provider who won't fix mistakes, lodge a complaint with the Aged Care Quality and Safety Commission on 1800 951 822.

Useful contacts

My Aged Care
General enquiries, budget information
1800 200 422
OPAN — Older Persons Advocacy Network
Free, independent support if you have a problem with your provider
1800 700 600
Aged Care Quality and Safety Commission
Complaints about care quality or billing
1800 951 822

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This is a guidance tool — not financial or legal advice. Verify current rules at myagedcare.gov.au

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